½ûÂþÌìÌÃ

Employee Work Year Calendars: /Page/15515

• Enrolled employees who work the entire work/school year will have benefits from October 1st (coverage start date) through September 30th of the following year (coverage end date), provided enrollment is timely.
  
  
• Those hired on or before January 15th and who work their entire work/school year will have benefits through September 30th.
  
  
• Those hired after January 15th and who work the entire work/school year will have benefits through July 31st, unless the employee has been guaranteed continuing eligible employment for the next school year, in which case benefits will continue.
  
  
• Coverage will terminate at the end of the month the employee resigns or ceases to be paid, unless the employee worked, or was paid, more than half the contract days of the month. Coverage will terminate at the end of the following month in this case.
  
  

ATU Type 10 Bus Driver

Coverage will terminate at the end of the month the employee resigns or ceases to be paid, unless the employee worked, or was paid, more than half the contract days of the month. Coverage will terminate at the end of the following month in this case.

Coverage will terminate at the end of the month the employee resigns or ceases to be paid, unless employee worked, or was paid, more the half the contract days of the month. Coverage will terminate at the end of the following month in this case.

Employee Work Year Calendars: /Page/15515

• Regular or temporary employees who work the entire work year will have benefits from October 1^st (coverage start date) through September 30^th of the following year (coverage end date), provided online enrollment is timely.
  
  
• Those hired on or before January 15th and who work the entire school year will have benefits through September 30th, unless the employee has been guaranteed continuing eligible employment for the next school year, in which case benefits will continue.  
  
  
• Those hired after January 15th and who work the entire school year will have benefits through July 31st, unless the employee has been guaranteed continuing eligible employment for the next school year, in which case benefits will continue. 
  
  
• Coverage will terminate at the end of the month the employee resigns or ceases to be paid, unless the employee worked, or was paid, more than half the contract days of the month. Coverage will terminate at the end of the following month in this case.
  
  

Substitute Teacher (PAT)

Coverage will terminate at the end of the month the employee resigns or ceases to be paid.

Employee Work Year Calendars: /Page/15515

• Regular school-based employees who work their entire school year will have benefits from October 1st (coverage start date) through September 30th of the following year (coverage end date), provided enrollment is timely.
  
  
• Those hired on or before January 15th and who work their entire work year will have benefits through September 30th, unless the employee has been guaranteed continuing eligible employment for the next school year, in which case benefits will continue.
  
  
• Those hired after January 15th and who work their entire work year will have benefits through July 31st, unless the employee has been guaranteed continuing eligible employment for the next school year, in which case benefits will continue.
  
  
• Coverage will terminate at the end of the month the employee resigns or ceases to be paid, unless the employee worked, or was paid, more than half the contract days of the month. Coverage will terminate at the end of the following month in this case.

Coverage will terminate at the end of the month the employee’s employment ends or employee ceases to be paid, unless such time occurs on, or after the 16^th of the month, then coverage terminates at the end of the following month.

Coverage will terminate at the end of the month the employee’s employment ends or employee ceases to be paid, unless such time occurs on, or after the 16th of the month, then coverage terminates at the end of the following month.

Within approximately two weeks of the termination of your ½ûÂþÌìÌà health insurance coverage, you will receive a COBRA (Consolidated Budget Reconciliation Act) notice from the Health & Welfare Trust (plan administrator).  This notice is mailed to your home address. You will be offered the option to self-pay the full premium for your medical, vision, and dental coverage for 24 months from the termination date of your active coverage. Refer to your COBRA notice for the deadline to elect continued coverage.  If you have any questions about COBRA, contact H&W Trust directly.

Health & Welfare Trust Administrative Office
(managed by Zenith American)

Phone: 833-255-4123 (toll free) or 503-486-2107
Email: SD1@zenith-american.com

National Health Insurance Marketplace
Another option to COBRA is to purchase health coverage through the National Health Insurance Marketplace.  Coverage must be elected within 30 days of your health coverage termination.  For more information, call 800-318-2596 or visit their website at (click Get Coverage). 

When your ½ûÂþÌìÌà health insurance coverage ends, BenefitHelp Solutions (BHS) mails a COBRA (Consolidated Budget Reconciliation Act) notice to you.  BHS is OEBB’s third-party administrator for COBRA.  Your COBRA notice includes rates and enrollment instructions/forms, as well as the deadline to elect continued coverage.

When ½ûÂþÌìÌà enters a termination date for your ½ûÂþÌìÌà health insurance coverage in MyOEBB, the online benefit enrollment system, that data gets transferred to BHS.  Within a week, BHS will mail your personalized COBRA notice to your mailing address that is listed in MyOEBB?.  You will be offered the option to self-pay the full premium for your health insurance coverage for 18 months from the termination date of your active coverage.  If you have any questions about COBRA, contact BHS directly.

BenefitHelp Solutions (BHS)

Phone:  800-556-2230
Website:  .

COBRA Frequently Asked Questions (OEBB Website):

National Health Insurance Marketplace
Another option to COBRA is to purchase health coverage through the National Health Insurance Marketplace.  Coverage must be elected within 30 days of your health coverage termination.  For more information, call 800-318-2596 or visit their website at (click Get Coverage). 

Please contact the plan administrator, Northwest Administrators (Trust Office), directly about continued coverage through COBRA (Consolidated Budget Reconciliation Act).

Another option to COBRA is to purchase health coverage through the National Health Insurance Marketplace.  Coverage must be elected within 30 days of your health coverage termination. 

For more information, call 800-318-2596 or visit the National Health Insurance Marketplace website at (click Get Coverage). 

If enrolled, you may be able to continue your ½ûÂþÌìÌà Life Insurance, ½ûÂþÌìÌà Accidental Death & Dismemberment (AD&D), and/or ½ûÂþÌìÌà Long Term Disability (LTD) on a self-pay basis when leaving ½ûÂþÌìÌà employment.

For more information and what options you have, if any, please contact The Standard Insurance Company at 800-628-8600.

• Group Term LIfe / AD&D Group Policy Number: 750971-A
  
  
• Long Term Disability Group Policy Number: 750971-B
  
  
• Voluntary Life Insurance Group Policy Number: 750971-C
  
  
• Voluntary AD&D Group Policy Number: 750971-D

Life Insurance & Long Term Disability (LTD) Insurance

If enrolled, you may be able to continue your ½ûÂþÌìÌà Life Insurance and/or ½ûÂþÌìÌà Long Term Disability (LTD) policies on a self-pay basis when leaving ½ûÂþÌìÌà employment.

For more information and what options you have, if any, please contact The Standard Insurance Company at 866-756-8115.

• Group Term Life / LTD Group Policy Number: 646595-A
  
  
• Voluntary Term Life Insurance: 646595-B
  
  

Long Term Care (LTC) Insurance

If enrolled, you may be able to continue your ½ûÂþÌìÌà Long Term Care (LTC) policy on a self-pay basis when leaving ½ûÂþÌìÌà employment.

For more information and what options you have, if any, please contact Unum at 800-227-4165.

• LTC Group Policy Number: 148198

If enrolled, you may be able to continue your ½ûÂþÌìÌà Life Insurance, ½ûÂþÌìÌà Accidental Death & Dismemberment (AD&D), and/or ½ûÂþÌìÌà Long Term Disability (LTD) on a self-pay basis when leaving ½ûÂþÌìÌà employment.

For more information and what options you have, if any, please contact The Standard Insurance Company at 866-756-8115.

Please contact the Health & Welfare Trust (plan administrator for your ½ûÂþÌìÌà benefits) directly to obtain a Certificate of Creditable Coverage, stating your ½ûÂþÌìÌà health insurance coverage has ended.

Health & Welfare Trust Administrative Office
(managed by Zenith American)

Phone: 833-255-4123 (toll free) or 503-486-2107
Email: SD1@zenith-american.com

Please contact OEBB (plan administrator for your ½ûÂþÌìÌà benefits) directly to obtain a Certificate of Creditable Coverage, stating your ½ûÂþÌìÌà health insurance coverage has ended.

Oregon Educators Benefit Board (OEBB)

Phone:  888-469-6322
Email:  OEBB.benefits@state.or.us

Please contact the plan administrator for your ½ûÂþÌìÌà benefits, Northwest Administrators (Trust Office), directly to obtain a Certificate of Creditable Coverage, stating your ½ûÂþÌìÌà health insurance coverage has ended.

Northwest Administrators (Trust Office)

Phone:  503-238-6961
Website: 

Contact your ½ûÂþÌìÌà 403(b) Plan vendor(s) for financial advice and options on what to do with the funds in your ½ûÂþÌìÌà 403(b) Plan when leaving ½ûÂþÌìÌà employment. 

• (Carruth Compliance Consulting website)

Contact Carruth Compliance Consulting (CCC)

CCC can provide you with additional information on the ½ûÂþÌìÌà 403(b) Plan and answer any 403(b) questions you have specific to your situation.

Phone: 503-968-8961
Email:  cccinfo@ncompliance.com 
Website: